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Legal Services
Here you will find some general answers to some common questions. Please be aware that these are general answers not intended to substitute as legal advice. Your particular circumstances are unique and should be reviewed with an attorney. If you have additional questions give us a call to schedule a consultation.
Do I need to hire a lawyer?
In most cases, it is always wise to have an attorney present. The law changes frequently and if you are not informed, you may not have the capability of making the best decision as it pertains to your case.
What is Chapter 13 Wage Reorganization?
Under this chapter, you will be allowed to keep your assets (home, car, etc) as long as you continue with your regular payments. Your dept is consolidated in one single payment, and it must be paid with your future income in the next 3 to 5 years. Your monthly payment is calculated according to your income and expenses.
What is Chapter 11?
This is for business debtors or individual with substantial dept or assets. You will retain your assets and keep running your business’s day-to-day operation. In the meantime, a plan of action must be negotiated among debtor, creditors and the bankruptcy court. The plan is accepted if the majority of creditors agree with it.

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Gary S. Ellenson
Attorney at Law

23300 Greenfield Rd.
Suite 106
Oak Park, MI 48237

Phone: 248-968-2444

In Business Since 1980

Payment Arrangements are Available Saturday and Evening Appointments